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Triangle
of Wealth
This calculator illustrates the tradeoffs between the three
components of the Triangle of Wealth - Goal, Time and Return. |
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Life
Insurance Needs
Use
this calculator to estimate someone's life insurance requirements. |
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How
Long Will the Money Last?
Use
this calculator to show how long your money will last if you
make regular, annual withdrawals indexed to inflation. |
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Real
Rates of Return
Use
this calculator to show how building real investment growth
requires paying attention to the effects of taxes and inflation. |
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Stocks
vs Bonds vs Cash
This calculator lets you compare the growth of stocks, bonds
and cash using historical rates of return between 1934 and 2004.
Returns can be adjusted for inflation and management expense
ratios (MERs). |
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Portfolio
Growth - Historical Returns
This calculator lets you compare the growth of a diversified
portfolio to stocks, bonds and cash using historical rates of
return between 1934 and 2004. Returns can be adjusted for inflation
and management expense ratios (MERs). |
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Miss
Best vs Worst Months
This calculator lets you compare stock market performance under
two scenarios: 1) what happens when you miss the best performing
months and 2) what happens when you miss the worst performing
months. |
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Miss
Worst Months
This calculator compares the performance of staying invested
in the market to missing the months with the WORST returns. |
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Stay
Invested
This calculator compares the performance of staying invested
in the market to missing the months with the BEST returns. |
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Triangle
of Wealth
This calculator illustrates the tradeoffs between the three
components of the Triangle of Wealth - Goal, Time and Return. |
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Present
Value
This calculator lets you do a side by side comparison of up
to three different present value scenarios. |
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Future
Value
This calculator lets you do a side by side comparison of up
to three different future value scenarios. |
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MERs
and Investment Returns
This calculator lets you compare the effect of the MER (Management
Expense Ratio) on the performance of two hypothetical mutual
funds. |
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Effect
of Inflation on Income
This calculator lets you project an income need in future dollars
or in today's dollars. It also shows the historical inflation
rate for the period you select. |
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A
Tale of Two 401Ks
A 401k is one of the most effective ways of savings for retirement.
This calculator lets you explore five fundamental investment
strategies to enhance the growth of a 401k. |
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A
Tale of Two IRAs
An IRA is one of the most effective ways of savings for retirement.
This calculator lets you explore five fundamental investment
strategies to enhance the growth of a traditional IRA. |
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Insure
Your Earning Power
This calculator will show clients and prospects how important
it is to have disability insurance protecting the most valuable
asset they have, their earning power. |
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Stocks
- Long Holding Periods Reduce Risk
This series of charts shows how long holding periods reduce
the market risk of stocks. Trailing returns by month for 1 month,
1, 3, 5, 10, 15, 20, 25 and 30 year holding periods are charted
for the 70 years between 1934 and 2003. |
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Diversification
and Bear Markets
This calculator shows how diversification would have protected
your portfolio during any of the seven bear markets between
1968 and 2004. Compare the performance of a diversified portfolio
to one made up of stocks only. |
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Diversification
and Bull Markets
This calculator shows how diversification would have affected
the growth of portfolios during any complete bull/bear market
cycle between 1968 and 2004. Compare the performance of a diversified
portfolio to one made up of stocks only. |
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